From working capital to equipment financing, BH I and A Inc offers a range of direct lending products designed around your business — not a one-size-fits-all formula.
Working capital is the lifeblood of any operating business. Whether you're managing cash flow gaps between receivables and payables, covering seasonal slow periods, or building up inventory before a peak season, our working capital loans provide the liquidity your business needs to keep moving.
We structure working capital products to align with your business cycle — not an arbitrary repayment schedule. Our goal is to give you capital that works for you, not against you.
Revenue-based financing is designed for businesses with consistent monthly revenue that want flexible repayment tied to their actual performance. Instead of fixed monthly payments that ignore slow months, revenue-based financing scales with what you earn.
This product is especially well-suited to retail businesses, restaurants, service companies, and any business with variable but recurring revenue.
Your equipment is your capacity. Whether you need a new delivery fleet, commercial kitchen appliances, medical equipment, manufacturing machinery, or construction tools, BH I and A Inc provides equipment financing that preserves your working capital while putting the assets you need in your hands.
Equipment serves as its own collateral in most scenarios, making this one of our most accessible funding products across all credit profiles.
Growth opportunities don't always arrive on a convenient schedule. When it's time to open a second location, hire key staff, launch a new product line, or enter a new market, you need capital that moves as fast as your ambition. BH I and A Inc provides expansion funding structured for businesses that have demonstrated their model and are ready to scale.
Outstanding invoices represent real value — but waiting 30, 60, or 90 days for client payment can strangle operations. Invoice financing lets you leverage your accounts receivable to unlock capital today, then repay when your clients pay you. It's one of the most efficient ways to smooth out B2B payment cycles.
A business line of credit is the most flexible funding tool in your arsenal. Draw only what you need, when you need it. Repay on your timeline. Access your credit line again. This revolving structure gives businesses with variable capital needs the agility to respond to opportunities and challenges without over-borrowing.
We look beyond credit scores to evaluate the full picture of your business's health and potential. Most businesses with consistent operations will qualify for at least one of our funding products.
Most products require 3–6 months of operating history. Some products have no minimum time-in-business requirement.
We consider your gross monthly revenue as a primary factor. Minimum thresholds vary by product and funding amount.
While credit is reviewed, it is not the deciding factor. We evaluate all-credit businesses and have solutions for most profiles.
Our advisors will evaluate your business and match you with the product that best fits your goals, revenue profile, and timeline.
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