Last Updated: January 1, 2025 | BH I and A Inc, 2274 East 7th Street, Brooklyn, NY 11223
BH I and A Inc ("Company," "we," "us," or "our") is committed to protecting the privacy of individuals who visit our website at bhiand-a.com (the "Site") and who submit applications or inquiries for our financial products and services. This Privacy Policy describes how we collect, use, disclose, and protect your personal information.
By accessing our Site or submitting a contact form or application, you acknowledge that you have read, understood, and agree to the practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our Site or services.
We collect information you voluntarily provide when you:
This information may include your name, business name, email address, business financial information, time in business, monthly revenue, funding requirements, and other details relevant to evaluating a funding request.
When you visit our Site, we may automatically collect certain technical information, including your IP address, browser type, operating system, pages visited, time spent on pages, and referring URLs. This information is collected using standard web technologies and is used for analytics and site performance purposes.
We use the information we collect for the following purposes:
We take your privacy seriously. We do not sell, rent, or trade your personal information to third parties for their marketing purposes.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.
All of the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We may share your information in the following limited circumstances:
BH I and A Inc may send SMS and MMS text messages to individuals who have expressly opted in to receive such communications through our website contact form or other opt-in mechanisms.
By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from BH I and A Inc, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
Message frequency varies; you may receive up to 4 messages per month.
Message and data rates may apply depending on your mobile carrier and plan.
To stop receiving SMS messages, reply STOP to any message at any time. You will receive a confirmation, and no further messages will be sent.
Reply HELP for assistance. You may also contact us at isaac@bhiand-a.com for help.
Consent is NOT a condition of purchase. You may use our services without opting in to SMS communications.
Opt-in data and consent information related to SMS messaging will not be shared with any third parties for any purpose, including marketing, advertising, or data monetization.
We implement commercially reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
We encourage you to use strong passwords, protect your account credentials, and notify us immediately if you believe your information has been compromised.
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to provide services, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we will securely delete or anonymize it in accordance with our data retention policies.
Depending on your jurisdiction, you may have the following rights regarding your personal information:
To exercise any of these rights, please contact us using the information provided below. We will respond to verified requests within the timeframe required by applicable law.
Our Site may use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand how visitors interact with our content. You may configure your browser to refuse cookies or alert you when cookies are being sent. However, some features of our Site may not function properly if cookies are disabled.
Our Site may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies independently. This Privacy Policy applies solely to information collected by BH I and A Inc on our Site.
Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a person under 18 without parental consent, we will take steps to delete that information promptly.
We reserve the right to update this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically. Your continued use of our Site following the posting of changes constitutes your acceptance of those changes.
If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us: