BH I and A Inc provides flexible working capital and business funding solutions to small and mid-size companies across New York. We make decisions based on your business potential — not just your credit file.
Keep operations running smoothly with flexible working capital. Cover payroll, inventory, overhead, and seasonal gaps without disrupting your business rhythm.
Funding structured around your revenue stream — not rigid monthly installments. Payments flex with your cash flow so you never feel squeezed.
Acquire the equipment your business needs to grow without depleting working capital. We finance vehicles, machinery, technology, and commercial tools.
Ready to open a new location, hire additional staff, or enter a new market? Our expansion financing gives you the capital to seize the right moment.
Stop waiting 30, 60, or 90 days for client payments. Leverage outstanding invoices to access capital today and maintain consistent cash flow.
Draw funds as needed, repay on your timeline, and access your credit line again. Flexible access to capital for businesses that value financial agility.
We are not a marketplace or a broker. BH I and A Inc is a direct business lender — which means faster decisions, greater flexibility, and a real relationship with the people making the call on your application.
Based in Brooklyn, we understand the unique capital pressures facing New York businesses: commercial rents, seasonal demand swings, payroll timing, and growth opportunities that don't wait for traditional bank timelines.
Learn Our StoryOur team reviews applications quickly. Most businesses receive an approval decision within one business day.
We consider your business performance, not just your credit score. All stages of business are considered.
One point of contact from application through funding. No call centers — a real person who knows your file.
We explain every line of your agreement in plain language before you sign. No hidden fees, ever.
Complete our simple application. Takes under 5 minutes. No commitment required.
Our team evaluates your application and business performance. Decision within 24 hours.
We present clear, transparent terms. Ask questions — we explain everything before you decide.
Upon agreement, funds are deposited directly to your business account.
Join the businesses across New York that trust BH I and A Inc for direct lending solutions. Let's talk about what funding can do for your business today.
Start Your Application